{"id":433,"date":"2019-07-12T14:21:41","date_gmt":"2019-07-12T14:21:41","guid":{"rendered":"https:\/\/www.nomadicmatt.com\/?p=175520"},"modified":"2019-07-12T14:21:41","modified_gmt":"2019-07-12T14:21:41","slug":"what-does-travel-insurance-actually-cover","status":"publish","type":"post","link":"https:\/\/ourfunjourney.com\/index.php\/2019\/07\/12\/what-does-travel-insurance-actually-cover\/","title":{"rendered":"What Does Travel Insurance ACTUALLY Cover?"},"content":{"rendered":"

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\nPosted<\/strong>: 7\/12\/2019 | July 12th, 2019<\/p>\n

Travel insurance<\/a> is probably the most boring topic when it comes to planning a trip. Nobody wants to focus on the worst-case scenario before they even leave home.<\/p>\n

Plus, researching insurance is just plain tedious. There is a lot of fine print to scour, requiring you to read over the minutiae of each insurance plan before you pick the one that\u2019s best for you. <\/p>\n

But it\u2019s also the most important topic too. Should something terrible happen while you\u2019re on the road, you want to have the confidence that your insurance plan will cover you.<\/p>\n

While none of us want to imagine getting hurt or robbed or having to cancel our plans, the fact of the matter is that these things happen. It\u2019s rare, but shit you don\u2019t expect does happen when you travel.<\/p>\n

I never expected to break my camera in Italy<\/a>. <\/p>\n

I never expected to rupture my eardrum scuba diving in Thailand<\/a>. <\/p>\n

I never expected to get stabbed in Colombia<\/a>. <\/p>\n

And while these unfortunate events are few and far between, it\u2019s always better to be safe than sorry (trust me!). Medical bills aren\u2019t cheap. Emergency evacuations cost tens of thousands of dollars. Unless you have a stockpile of disposable income, chances are you\u2019ll want to buy travel insurance for your next trip.<\/p>\n

There are a lot of misconceptions about travel insurance, so you\u2019ll also want to learn everything you can about your plan and the company that is covering you.<\/p>\n

Will your plan cover pre-existing conditions? Is there an age limit or a limit on how long you can be out of your home country? Will you be able to see doctors for non-emergency visits? What about dental coverage?<\/p>\n

There is a lot to learn, and it can be overwhelming if travel insurance is new to you.<\/p>\n

Fortunately, it doesn\u2019t have to be!<\/p>\n

In this post, I\u2019ll go over what is ACTUALLY covered by reputable travel insurance plans, so you know what to look for.<\/p>\n

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Table of Contents<\/p>\n

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  1. What Travel Insurance DOES Cover<\/a><\/li>\n
  2. What Travel Insurance DOES NOT Cover<\/a><\/li>\n
  3. Our Suggested Insurance Companies<\/a><\/li>\n<\/ol>\n<\/div>\n

     <\/p>\n

    What Travel Insurance DOES Cover<\/a><\/h3>\n

    Medical Emergencies<\/strong>
    \nChances are when you think of travel insurance, you\u2019re picturing a medical emergency. <\/p>\n

    While accidents or serious illnesses while traveling abroad are rare, here\u2019s what you can expect to be covered by a reputable insurance company:<\/p>\n